My husband and I aren't wealthy, at least not by my standards anyway, but we do make a good living. That doesn't mean I get everything I want however, and recently, I've had to really suck it up and be a financially responsible adult.
I'm also saying "no" to USDF shows this year, and boy, has that been a bitter pill to swallow.
I can't just not show though; that's not an acceptable option, and no house is worth giving up what I enjoy most. So I've had to make some compromises. After doing a lot of planning and budgeting, I've come up with an acceptable solution to being (temporarily) poor.
My local chapter of the California Dressage Society puts on four shows each summer. Since they are only CDS-rated, they're really cheap with no stabling or over-night costs. While only CDS-rated, the scores from those shows go toward a number of CDS programs. I can earn Rosettes for my plaque, qualify for the Regional Adult Amateur Competition (I only need one more score), and qualify for the CDS Championship Show (which I wouldn't go to anyway as it's too far away).
With this "economy plan" in place, I have some direction and goals to work toward. Until I find that money tree, the tightened (C4) belt will have to do.