My New Year's vow for 2012 is to keep a detailed record of every penny I spend on my horses. Not that it will be shocking, or encourage me to change my ways. I already have a very solid idea of what I spend. In some parts of the world, I could no doubt feed an entire village for a decade for what I spend. If we all gave up horses, we could probably end world hunger. I just want to know exactly what my ponies are costing me. So a credit card devoted to equine expenditures only, seemed like a good idea. But this is really rationale number two.
The real reason I chose to get a new card is that it is a Dover rewards card. Yes, that Dover. Dover Saddlery for those who are unsure of what I mean (Mom, that's probably you.). I love Dover, but their shipping is outrageous. But ... if you hold a Dover card and use it to place your order, you get $4.95 flat rate shipping. Seriously? I can't even drive across town and back for that price. Not only does using the card earn you cheap shipping, but you also earn points for every purchase. And if that purchase is from Dover, you earn ten times as many points. When you accumulate enough points, you get a gift card to use at Dover.
Tracking my spending, cheap shipping, and earned gifts cards are most of the rationale for getting a new card. The deal sealer was the cute card that they offered. It has a dressage rider on the front. See, I told you my dad wouldn't approve. As a side note, as cute as this card is, it's not as cute as my ATM card. Speedy G's picture is on that one!